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UPI Without Internet? Here’s How It Actually Works
Think you need the internet to send money through UPI? Think again. With India’s *99# service, UPI works even without mobile data or Wi-Fi. Here’s how this offline payment method works, and how you can start using it today—even on a basic phone.
Kalyan Bhattacharjee
May 233 min read


What is Buy Now, Pay Later (BNPL): Pros and Cons Explained
BNPL or Buy Now, Pay Later is transforming how Indians shop. From instant credit to flexible EMIs, here’s everything you need to know, plus the top BNPL apps in India.
Kalyan Bhattacharjee
Apr 304 min read


SoftBank: History, Investments, and Future in Technology
Discover SoftBank’s journey from its early days to becoming a global tech giant, its bold investments, and it's innovation.
Kalyan Bhattacharjee
Feb 222 min read


UPI Transactions May Be Declined from February 1, 2025
Major UPI transactions may be declined from Feb 1, 2025! Find out why, who’s affected, and how to ensure seamless payments.
Kalyan Bhattacharjee
Feb 23 min read


RTGS Explained | Full Form and Its Uses
RTGS, or Real-Time Gross Settlement, is one of the fastest and most secure methods for transferring large sums of money in India. In this blog, we break down how RTGS works, its key benefits, and when you should use it for high-value transactions.
Kalyan Bhattacharjee
Aug 9, 20244 min read


NEFT Explained: Full Form and Its Uses
NEFT, or National Electronic Funds Transfer, is a reliable system for sending money between bank accounts in India. This blog explains how NEFT works, its timing, benefits, and why it’s ideal for everyday digital transactions.
Kalyan Bhattacharjee
Aug 5, 20243 min read


PayPal: Revolutionizing Online Transactions from Origins to Today
From a Silicon Valley startup to a global leader in digital payments, PayPal has transformed the way we transact online. This blog unpacks its origins, growth, and enduring impact on the modern financial ecosystem.
Kalyan Bhattacharjee
Dec 6, 20233 min read


UPI: Revolutionizing Digital Payments in India - UPI Full Form
NPCI ( National Payments Corporation Of India ) UPI: A Closer Look at India's Revolutionary Payment System - UPI Full Form Introduction...
Kalyan Bhattacharjee
Jul 3, 20233 min read


Navigating the Challenges of E Commerce
Explore the key challenges of e-commerce and how businesses can overcome them. Learn strategies for handling competition, cybersecurity, customer trust, and more in the evolving online marketplace.
Kalyan Bhattacharjee
Jun 8, 20234 min read


Digital Wallets: Your Gateway to a Cashless Future
Discover how digital wallets are transforming payments and making transactions faster, safer, and more convenient in a cashless world.
Kalyan Bhattacharjee
May 18, 20233 min read

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